PONTOH, Jones Xaverius. From Digital Financial Competence to Financial Resilience: The Mediating Role of Financial Self-Efficacy among Digital Financial Service Users in Tomohon, Indonesia. Jurnal Ekonomi Administrasi dan Sosial, [S. l.], v. 3, n. 1, p. 37–53, 2026. Disponível em: https://ejournal.cvasakapersadautama.com/index.php/jeas/article/view/19. Acesso em: 27 aug. 2026.